EFISIENSI TEKNIS PERBANKAN SYARIAH DI INDONESIA

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Abstrak : Penelitian ini menganalisis efisiensi teknis perbankan syariah di daerah tingkat I di
Indonesia. Metode Stochastic Frontier digunakan untuk memperoleh nilai efisiensi Bank Umum
Syariah (BUS) dan Unit Usaha Syariah (UUS). Hasil penelitian menunjukkan bahwa efisiensi
bank syariah masih rendah dengan nilai 0,426. Efisiensi tertinggi diperoleh UUS di Provinsi
Kepulaun Riau sedangkan nilai terendah diperoleh BUS yang beroperasi di Provinsi Papua
Barat. Secara umum, UUS cenderung lebih efisien secara teknis dibandingkan BUS.
Kata Kunci: efisiensi, sfa, bank syariah

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Referensi


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DOI: https://doi.org/10.31869/me.v6i3.2229

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