EFISIENSI TEKNIS PERBANKAN SYARIAH DI INDONESIA

Hadi Rahadian

Sari


Abstrak : Penelitian ini menganalisis efisiensi teknis perbankan syariah di daerah tingkat I di
Indonesia. Metode Stochastic Frontier digunakan untuk memperoleh nilai efisiensi Bank Umum
Syariah (BUS) dan Unit Usaha Syariah (UUS). Hasil penelitian menunjukkan bahwa efisiensi
bank syariah masih rendah dengan nilai 0,426. Efisiensi tertinggi diperoleh UUS di Provinsi
Kepulaun Riau sedangkan nilai terendah diperoleh BUS yang beroperasi di Provinsi Papua
Barat. Secara umum, UUS cenderung lebih efisien secara teknis dibandingkan BUS.
Kata Kunci: efisiensi, sfa, bank syariah

Teks Lengkap:

PDF

Referensi


Anderson, David R., et al. (2014). Statistics for Business and Economics (12th ed). Mason: Cengage Learning.

Bader, Mohammed Khaled I., Mohamad, Shamsher., Ariff, Mohamed., and Shah, Taufiq Hassan. (2008) Cost, Revenue, and Profit Efficiency of Islamic versus Conventional Banks: International Evidence Using Data Envelopment Analysis. Islamic Economic Studies, 15 (2).

Beck, Thorsten, Demirguc-Kunt, Asli, & Merrouche, Ouarda. (2013). Islamic vs. Conventional Banking: Business Model, Efficiency and Stability. Journal of Banking and Finance, 37 (2), 433-447.

Coelli, T.J., Rao, D.S.P., O'Donnell, C.J., Battese, G.E. (2005). An Introduction to Efficiency and

Productivity Analysis (2nd ed). New York: Springer US.

Farrell, M. J. (1957). The Measurement of Productive Efficiency. Journal of the Royal Statistical Society, 120, 253-290.

Firdaus, Muhammad Faza., &Hosen, Muhammad Nadratuzzaman. (2013). Efisiensi Bank Umum Syariah Menggunakan Pendekatan Two-Stage Data Envelopment Analysis. Buletin Ekonomi Moneter dan Perbankan.

Hosen, Muhammad Nadratuzzaman.,& Rahwamati, Rafika Rahmawati. (2016). Efficiency and Profitability on Indonesian Islamic Banking Industry. Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics), 8 (1), 33-48.

Kumbhakar, S. C. (1987). The Specification of Technical and Allocative Inefficiency in

Stochastic Production and Profit Frontiers.Journal of Econometrics, 34, 335–48.

Kumbhakar, Subal C., Wang, Hung-Jen, & Horncastle., Alan P. (2015). A Practitioner’s Guide to Stochastic Frontier Analysis Using Stata. New York: Cambridge University Press.

Otoritas Jasa Keuangan (OJK) (2017, Februari). Statistik Perbankan Syariah Desember 2016

Otoritas Jasa Keuangan (OJK) (2018, Februari). Statistik Perbankan Syariah Desember 2017

Otoritas Jasa Keuangan (OJK) (2019, Februari). Statistik Perbankan Syariah Desember 2018

Otoritas Jasa Keuangan (OJK) (2020, Februari). Statistik Perbankan Syariah Desember 2019

Pitt, M. M., and Lee, L.-F. (1981). The Measurement and Sources of Technical Inefficiency in

the Indonesian Weaving Industry.Journal of Development Economics, 9, 43–64.

Tahir, Izah Mohd., &Haron, Sudin. (2010). Cost and Profit Efficiency of Islamic Banks:

International Evidence Using Stochastic Frontier Approach.Banks and Bank Systems, 5(4).




DOI: https://doi.org/10.31869/me.v6i3.2229

Article Metrics

Sari view : 269 times
PDF - 309 times

Refbacks

  • Saat ini tidak ada refbacks.


##submission.copyrightStatement##

INDEXING BY :

 

 Kunjung Saat Ini   Web Analytics Made Easy - StatCounter 

 This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.