PENGARUH TINGKAT INFLASI DAN PENDAPATAN PEGADAIAN TERHADAP PENYALURAN KREDIT RAHN PADA PEGADAIAN SYARIAH DI INDONESIA TAHUN 2007 – 2015

Sari

This study aimed to analyze the effect of inflation and income lending rahn pawn against
the Islamic pawnshop in Indonesia in 2007 - 2015 which will be beneficial for governments
and companies to make decisions in the future in accordance with the study variables.
Data were collected through documentary studies and surveys using secondary data such
as time series data obtained through library research are then processed by descriptive
and inferential statistics. The dependent variable lending rahn while the independent
variable inflation rates and income mortgages. Before the data is analyzed first performed
classical assumption in the form of normality test, multicollinearity, autocorrelation test
and test heterokedastisitas. It turns out all the variables meet all the classic assumption
that the data could dianalisisBerdasarkan summary model of the correlation coefficient
0.984 (very strong), the value of R 0.968 square and adjusted R square value of 0.957. To
test the hypothesis used a significance level of 5%. Based on the partial test inflation rate
did not significantly affect lending Rahn while simultaneously the rate of inflation and
significant effect on the income of mortgage lending Rahn. It can also be seen from the
results of multiple linear regression equation Y = -4.6 million + 151372.269 X1 + 2.305
X2 + e.
Keywords: inflation ; pawnshops income ; rahn loan portfolio.